Get started today for a better tomorrow!

  • Personal Loans up to $35,000
  • Clear terms with no prepayment penalties
  • Loans from 3 or 5 years

Free yourself from the burden of high-interest debt.

If you’re trying to get ahead financially, freeing yourself of high-interest debt can be an important step forward. With an Independence personal loan, you can pay off your outstanding balances and consolidate your debts into one payment with a lower rate.


Easy online application


Know your fixed rates upfront


Fast approval decision3

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No prepayment penalty

Why pay minimum payments with high interest on credit cards? Loans offer certainty without the complexity and potential traps. Not to mention they cost a lot less. It can be a great solution for people who need to borrow cash, have been burned by credit cards, or have already used all balance transfer offers available.

Credit Cards Balance APR Monthly Installment Amount How long will it take to pay off by making minimum payments How much will it cost in interest payments
Credit card A $10,000 17.8% $304.22 47 months $3,815.00
Credit card B $5,000 20.5% $152.11 49 months $2,404.00
Total $15,000 $456.33 $6,219.00

It will cost you $6,219 in interest!
By paying off both cards and getting a personal loan you get:

Independence bank Personal Loan Balance APR Monthly Installment Amount How long will it take to pay off by making minimum payments How much will it cost in interest payments
Personal loan from $15,000 9.5% $456.33 36 months $1,427.85

You save $4,791.15 and pay off the loan 12 months faster than both credit card balances.

About us

Your Local Community Bank

Independence National Bank is proud to be a community bank dedicating to serving Greenville, South Carolina. Since opening in 2005, we have remained true to our values of relationship banking and outstanding customer service combined with sound banking practices. With an in-depth knowledge of the markets we serve, INB offers a complete line of business and personal financial products to help our customers achieve their unique banking goals.

Real Time Banking With Real People

We offer all the latest in traditional products and online banking technology to rival any bank anywhere. But our best product isn’t a product at all: it’s our service. At INB, we are committed to providing exceptional value to our customers by being better at delivering truly personal and insightful client-focused service. Our entire staff is ready to make sure your banking experience –whether in person, on the phone, or online –is rewarding, convenient and pleasant.

Mission Statement

To provide highly personalized, state-of-the-art financial services that build long-term relationships and create the foundation for the growth and financial success of our customers, shareholders and community.

Viewing your loan offer will not affect your credit score.*